Open Enrollment is from October 6–October 27.

Open Enrollment is your once-a-year opportunity to make changes to your benefits. Your elections will be in effect January 1 – December 31, 2022.

Your enrollment checklist
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Use this checklist to help you understand the information you’ll need before you enroll in your benefits.

How to Enroll

Enrolling is easy! Here’s what you need to do when you are ready to enroll:

  • Visit the Capital One Benefits Center website – If you are accessing the site from a Capital One computer, you’ll automatically be logged in through SSO. Otherwise, you’ll need your current user name and password to sign in.
  • If you’re a new associate or don’t already have access, just follow the prompts to register as a New User.
  • Click Get Started in the upper left on the home page to enroll.

Please note: After Open Enrollment ends, you cannot change your benefit elections unless you experience a qualifying life event, such as a birth or a marriage.

Need assistance?

See if your question is answered in these FAQs or contact Capital One for more help. Connect with a benefits representative online or by phone:

If you don’t take action during Open Enrollment

If you do not enroll during Open Enrollment, your 2021 benefit elections will roll over to 2022 at the new rates, with a few exceptions noted below:

  • Associates enrolled in the 2021 Basic PPO will default into the 2022 Basic PPO.
  • Associates enrolled in the 2021 Enhanced and Premium PPOs will default into the 2022 Enhanced PPO.
  • You must elect the CDHP during Open Enrollment to enroll in and contribute to the Health Savings Account (HSA).
  • You must make an election during Open Enrollment each year to contribute to the Health Care Flexible Spending Account (Health Care FSA) and Dependent Care Flexible Spending Account (DC FSA).
  • You must take action during Open Enrollment to elect Vacation/Paid Time Off (PTO) Buy benefits.
New hire or have a qualifying life event between 10/6 - 12/31?

If you are a new hire or experience a life event between October 6, 2021 and December 31, 2021, please review the New Hire or the Life Events page before enrolling. If you do not take action within 31 days, you will default to no coverage for all benefits, except for the benefits in which Capital One pays the full cost, such as Basic Life and Accidental Death & Personal Loss (AD&PL) Insurance, Short-Term Disability Insurance (full-time associates only), Basic Long-Term Disability Insurance, and more.

You will also need to take action during Open Enrollment to have benefits coverage in 2022.